We at DiBlasi Appraisal Services understand the unique needs of a consumer after appraisal services. Our regular business clients get the appraisal process and the usual documents we provide. But as a general consumer, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at DiBlasi Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.
Challenge a property tax assessment
If you live in a local area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from DiBlasi Appraisal Services is your best weapon when challenging your property tax assessment.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance.
HELOC recently frozen?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. DiBlasi Appraisal Services can provide you with efficient appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? DiBlasi Appraisal Services can help you with that. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.
DiBlasi Appraisal Services 15001 North 54th Place Scottsdale, AZ 85254
